Blog

/San Diego County

How to Find Affordable In-Home Care for Seniors Without Sacrificing Quality of Care

A senior reviews in-home care providers from his couch

If you are considering in-home care assistance, it can be difficult to determine which provider is right for you. There are many benefits for in-home senior care, but services can vary from provider to provider. Evaluating in-home senior care options can feel like a major obstacle, but with the right information, it does not have to be.

As you are navigating your options between different providers, take note of what resources and services are important to you. Above all, of course, you want support that meets your individual needs. By highlighting care options that will best benefit you, you can feel more certain about your decision once you find the right fit.

Since different programs and levels of care offer different financial options, you can start looking at eligibility requirements that will determine your cost of in-home care. This way, you can find the provider that fits both your financial and care requirements.

To determine your best and most affordable in-home senior care option, you can start vetting providers and identifying decision-changing factors. Once you find your care team, you can continue living at home and find relief with full time support.

Assessing in-home care providers

Choose methods you feel most comfortable discussing program specifics:

     1. Check their website

When reviewing different providers, you can start by comparing the information listed on their website under their “services” page. While this is a great place to learn their specific offerings, some of your best insight will come from those who are already part of their program.

     2. Look at reviews

To decide between different providers, look at reviews of both seniors receiving care and family members involved in their loved one’s lives. This way, you can gain a real understanding of a provider’s strengths, and you can identify areas where they may fall short.

     3. Give them a call

You can call after doing background research of their website and reviews, or you can find a provider and start by speaking with an admissions specialist. By calling, a staff member can guide you through what their program offers, provide you with information on how to move forward with their intake process, and answer any questions you may have. This is a great way to get to know staff members so you can establish a positive, supportive relationship at the start.

As you continue your process of vetting providers, be sure you feel comfortable asking all of your questions. You will be collaborating with your care team long-term, and it is important that you are able to feel relaxed and at ease voicing your concerns.

Choosing the right provider

While you are vetting different providers, you will find similarities across different programs and home care services they provide. Your priority is making sure the provider you choose can best provide long term care for you. Ask yourself these four questions when comparing programs:

    1. Can I depend on them?

A care team you can trust and rely on is key to sustaining your well-being and upholding your care. If you find a team that allows you to feel safe and supported, you will be able to manage changes as they arise, together.

    2. Do I feel heard and valued?

In general, you want to look for a provider that offers great communication. If a provider takes time to explain services to you and ensures you are on the same page as your care team, you have insight into how your relationship will continue.

    3. Will they collaborate with my loved ones?

Depending on who you would like involved in your care, it may be important to assess how a provider listens to your loved ones. Find a team that coordinates with and focuses on both you and your family members.

    4. Do they go above and beyond for me?

Not only will the right care team provide you with the care you need, they will prioritize your overall comfort and satisfaction. As everyone is different, with the right provider, you can collaborate on outlining a care plan that fits your specific needs. This may involve your care team providing flexibility and making necessary adjustments so you can feel supported. Whether you are seeking someone to prepare meals, assist with housekeeping chores, or join in on your hobbies, you can find a provider that fits what you’re looking for.

Above all, you want to feel cared for, and only you can determine what provider can do that best. 

Identifying financial options 

As you review your in-home care options, you will find providers have different methods of financially working with members. Most commonly, providers will offer a private pay payment method, and your cost of care will be determined by a program’s specific fees.

Although every provider is different, some programs that offer private pay may also offer long-term care insurance. This insurance can help reimburse you for the fees of the program, which can assist you in affording the provider. 

In order to find out how a provider’s payment method will affect you, you can call an admissions coordinator to discuss their specific offerings. This is often the easiest way to identify your potential financial responsibility in joining a program. 

By calling an admissions counselor, you are not committing to signing up for a provider, and you can decide whether to continue with the admissions process after your initial call. When you reach out, you may be asked to discuss the level of care you need and explain what services you may be looking for. This way, the admissions coordinator can ensure their program is able to suit your needs.

Outline your plan

During your conversation, be sure to ask questions so you can fully understand how a provider handles billing, services, and fees, as this will allow you to understand how a provider will financially fit into your lifestyle. As you hold these financial conversations, the right provider will remain understanding and answer your questions until you feel you have all the information you need to continue forward in the admissions process.

Ultimately, you do not want the cost of care to get in the way of receiving the best care for you, and the right, affordable option is out there. By narrowing down your preferences and identifying what support you need, you can focus on having financial conversations with your top choice providers instead of discussing with too many teams.

Benefit from in-home care

While setting out to change your lifestyle may feel challenging, you can find a provider that eases strain on your daily life going forward. With a care team focused on and capable of addressing your needs, you will gain support that can allow you to be even more independent. 

In San Diego, Golden Care is known for its trusted, welcoming team and wide range of home care services. Learn more about Golden Care’s values, and connect with the admissions team 

to discuss any questions you may have. 

By visiting our Contact Us webpage, you can start the conversation of best caring for your needs, and you can read reviews from participants and their families. You can also call (760) 828-5201 to speak with someone ready to discuss your eligibility and cost of care

With the right provider, you can continue living in the place you feel most comfortable with more time to do the things you want to be doing. Find the team that takes the time to understand you and your needs, and start collaborating on your ideal care plan.

Get in touch with Golden Care for more information about our concierge of senior services.
Help is only a phone call away. Call (760) 828-5201 today.

Scroll to Top

Schedule In-Home Assessment

What would you like to contact us about?(Required)
This field is for validation purposes and should be left unchanged.